Personal Cash Loan

PNGS Lending Services

NEED CASH? ​We offer you a great a opportunity to avail our lowest rate for Personal Cash Loan, Auto / Car Loan and OR / CR Loan.


You’re  one of those who’s asking “What is Personal Loan?”.
​A Personal Loan is an unsecured, multi-purpose loan paid in fixed equal monthly installments/payments.

  • No Collateral
  • No Guarantor
  • No deposit required
  • Use it for almost anything and everything
Flexible Payment Terms
  • Choice of payments terms that suit client’s needs
  • No need to worry about loan disbursement. Release of proceeds will be through via Manager’s Check.
  • With 24/7 Call Center to Assist you.
What are the uses of Personal Loan?
  • Education
  • Appliances / Gadgets
  • Vacation / Travel
  • Personal Consumption
What are the Qualifications?
  • Citizenship
  • -> Filipino
  • Age
  • -> At least 21 years old at time of Application
  • -> Not more than 64 years old upon loan maturity
  • Employment
  • -> Regular/Permanent at least  1 year with current employer
  • Self-Employed
  • ->  At least two (2) continuous years of profitable operations in the same line of business
  • Minimum Monthly Gross Salary
  • -> Employed : Minimum of Gross Monthly Income of P20,000
  • -> Self-Employed : Minimum of Gross Monthly Income of P30,000
What are the RATES? (Add-on Rate per Month)
  • 24 Months at 1.59%
  • 36 Months at 1.69%
What are the requirements?
  • Basic Requirements
  • -> Completely filled-out Application Form
  • -> Photocopy of Company ID and Valid Government ID with 3 Specimen Signatures
  • -> Latest Original (3) Months Payslip
  • -> Latest ITR Form 2316
  • -> Latest Certificate Of Employment (with issue date requested)
  • -> Latest Electric Bill / Water Bill (Proof of Billing)
  • -> Billing Statement Of Credit Card (Latest)
  • Basic Requirements
  • -> Two (2) Valid Government ID with 3 Specimen Signatures
  • -> SEC / DTI Certificate of Registration
  • -> Latest ITR 1701 or 1702 with BIR Stamp and Tax Receipt
  • -> Latest Two (2) Years Audited Financial Statements
  • -> Latest Six (6) Months Bank Statements
  • -> Latest Electric Bill / Water Bill (Proof of Billing)
  • -> Latest Billing Statement Of Credit Card
  • -> Three (3) Trade Reference – Client’s Name with Contact Number And Address
  • -> Three (3) Trade Reference – Supplier’s Name with Contact Number And Address
  • -> Business Permit
  • -> Mayor’s Permit
How it process?
  • All the documents will be process by the bank and  IT WILL TAKE 4-7 BANKING DAYS.
  • You will received a call from the Bank to verify your Loan Application. It will ask a question regarding your Information although you already filled-out their application form. This is just to confirm that your details in the Loan Application our correct.
  • Once you get approved you will received a Call / Text from Bank or your Account Officer who’s in-charge to your Loan. And it will give you the details regarding your Loan Approved.
  • So what are you waiting for? Are you interested? I’ll be happy to assist your Loan.


  • Mr. Norman
    Mobile: CALL / TEXT: (Sun) (63) 942 396-2685
    Skype: itsmenorman
    FB Messenger: Norman D Mercado