OR – CR Loan

PNGS Lending Services

NEED CASH? ​We offer you a great a opportunity to avail our lowest rate for Personal Cash Loan, Auto / Car Loan and OR / CR Loan.

What is COLLATERAL LOAN using OR – CR?

  • If you have a Car (2010 and Up Model) can collateral it and get a cash. YES! , we can give you a cash loan up to 70% of the appraised value of your existing Car. It offers convenience to Loan Borrowers because they can still USE their vehicle for Business/Personal. If you want a Fast Approval and need a Cash immediately this Collateral Loan using OR-CR is definitely for you to assist your needs for Business or Personal Consumption.​

How to convert my OR – CR into CASH?

  • You must have a Regular Source of Income – with Work, with Business, with Monthly Remittance, with Apartment for Rent, with Small Business or with nearest relative with source of income to use as Co-Maker if borrower doesn’t have income source.
  • Original OR-CR must be under the borrower’s name. SPA is required for nearest relative authorized borrower.
  • Encumbered OR-CR or if under bank or private financing, owner must secure “Release of Chattel Mortgage” or “Certificate of Full Payment” from the bank or private financing company.
  • Those with absolute deed of sale and second owners may apply while processing change name in LTO.

Application requirements

  • Completely Filled Up Application Form
  • Two (2) Valid ID’s with 3 Specimen Signatures
  • Photocopy of OR-CR
  • Latest Electric Bill or Water Bill
  • Six (6) months Bank Statement or Pass Book
  • If you are Employed, we’ll need a copy of your Certificate of Employment with Compensation, ITR 2316 and Company ID.
  • If you are Self-Employed, we would need copies of your business registration papers, articles of incorporation (if applicable), ITR 1701, Audited Financial Statement.
  • So what are you waiting for? Are you interested? I’ll be happy to assist your Loan.


  • Mr. Norman
    Mobile: CALL / TEXT: (Sun) (63) 942 396-2685
    Skype: itsmenorman
    FB Messenger: Norman D Mercado
    Email: itsmenorman@yahoo.com